July 2026 --> Monthly signals for August

Members only

This is the first members-only monthly signal update for the Retirement ETF portfolio; a portfolio backtested to above institutional grade levels, where the aim is to protect and preserve wealth at all times whilst still getting very competitive market returns.

The Retirement Portfolio in a snapshot

How to read the figures

CAGR = Compound annual growth rate: the annualised rate at which the portfolio grew over the period.
Max DD = Maximum drawdown: the largest peak-to-trough fall experienced during the period, based on daily data.
Sharpe = A measure of return relative to volatility. Higher is generally better.
Calmar = CAGR divided by maximum drawdown. It measures the return achieved relative to the worst historical fall. Higher is better: a strong Calmar suggests the portfolio has generated attractive returns without exposing investors to equally large drawdowns.
Volatility = How much the portfolio’s returns fluctuate over time.
YTD = Year to date: the return from the beginning of the current calendar year.